Saada Takaful Plan

SAADA Takaful Plan

Saada Takaful Plan

Sharia’h Compliant Pure Protection Plan

Life is full of uncertainties. And to keep ahead of them you need to plan ahead.

Death Benefit

This is a pure protection plan under which chosen sum cover will be paid to the beneficiaries in case of death (God forbid) of participant during the coverage term.

Waiting Period

A waiting period of 30 days will be applicable from the date of commencement, during this period only accidental claims will be entertained and sickness related coverage will be effective after lapse of waiting period.

Free Look Period

Certificate can be cancelled within fourteen days of issuance and contribution can be refunded in full subject to deduction of medical fee, if any.

Participants Detail

CNIC *

I verify the points mentioned under “Declaration & Acceptance” Tab

The information provided is to the best of my knowledge and any mis-information provided can lead to my Certificate becoming null & void.

I do hereby declare that;

1	I am in good health and entirely free from any mental or physical impairments or deformities.
2	Have never suffered from:
	a) diseases of the circulatory system (e.g. heart trouble, rheumatic fever, high blood pressure, diseases of the arteries and veins)
	b) diseases of the respiratory system (e.g. tuberculosis, asthma, persistent cough, pneumonia)
	c) diseases of the genito-urinary system (e.g. infections of the kidneys, urinary or genital organs, renal stones, venereal disease)
	d) diseases of the gastro-intestinal system (e.g. digestive disorders, gastric or duodenal ulcer, hepatitis B or other disorders of the liver, disorders of the gall bladder)
	e) diseases of the nervous system or mental disorders (e.g. epilepsy, fits or fainting attacks, frequent headaches, nervous breakdown)
	f) diabetes, cancer, or any diseases of the blood, glands, spleen, ears, eyes or skin
	g) unexplained night-sweats and/or loss of weight, persistent fever, chronic or recurrent diarrhoea, unexplained infections or swollen glands
	h) any other diseases or ailments not mentioned above
3	Have never been advised to undergo hospital treatment or surgery in the last one year
4	Have never been advised to have a blood test for AIDS or an AIDS-related condition or have you ever been refused as a blood donor in the last one year
5	Have never consulted a physician for any reason, including routine examinations and blood tests, or have you received any blood transfusions within the last one year
6	My life insurance/family takaful proposal has not been declined or postponed or been accepted with an extra premium in the last one year
7	Currently I do not experience any symptoms related to COVID-19 ( i.e. fever, sore throat, dry cough, Headache, shortness of breath, Fatigue, anosmia, Myalgia/arthralgia and Dysgeusia)
8	I have never been diagnosed as COVID-19 positive
9	During last 14 days I have not came to in contact with COVID-19 positive patient
10	During last 1 month I have not visited any other country and do not have any planning to visit during next 4 months
I hereby declare that the foregoing statements are full, complete and true. I agree that they shall be the basis of issuance of my above contract of participant and the Dawood Family Takaful shall not be liable for any claim on account of illness, injury, or death, the cause of which was known prior to approval of my request for issuance of the contract of takaful coverage and withheld or concealed in the above statements. I authorize any physician, nurse, hospital official or employee to disclose to the Dawood Family Takaful any and all information regarding my medical history.

Coverage Effective Date

Information submitted by you will be reviewed by our underwriter and will notify you through email/phone regarding acceptance of your proposal or further information/documentation required, if any. The coverage will start once your proposal is approved and a Certificate is issued.