111-DFT-786 (111-338-786)
contactus@dawoodtakaful.com

Silah Plan

Financial protection for life’s uncertainties
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DAWOOD FAMILY TAKAFUL

Introduction

The Silah Takaful Plan is a sophisticated, Shariah-compliant financial solution uniquely structured for individuals seeking a high-convenience, Single Contribution model. Designed for a broad demographic with an entry age ranging from 18 to 65 years, this plan offers a highly flexible protection and investment horizon that can extend up to a maximum age of 70 years. By requiring only a one-time lump-sum payment (starting from a minimum of PKR 50,000), the Silah Plan provides immediate peace of mind, eliminating the need for recurring future payments while securing both short and long-term financial goals. The plan's core strength lies in its ability to balance immediate family protection with robust capital growth, offering a Sum Covered that can reach up to 10 times the single contribution. Furthermore, it features an innovative Annuity Option, allowing participants to convert their maturity value into a steady, pension-like income stream with flexible payout frequencies. Whether used as a wealth preservation tool or a retirement safety net, the Silah Takaful Plan offers a versatile platform for sustainable financial legacy building.

Main Features

Single Contribution Convenience

Specifically designed as a one-time lump-sum investment, removing the burden of ongoing annual or monthly payments while providing immediate coverage.

Broad Eligibility and Extended Term

Open to participants aged 18 to 65, with coverage and investment growth potential continuing until the participant reaches the age of 80.

Robust Protection Limits

Provides highly flexible Sum Covered limits, ranging from a minimum of 1.25 times up to a maximum of 10 times the single contribution amount.

Flexible Annuity (Pension) Options

Upon maturity, participants can opt to receive their accumulated funds as a regular, pension-like payout through monthly, quarterly, semi-annual, or annual installments.

Special Loyalty Rewards

Long-term participants are rewarded with a Special Loyalty Reward equal to 2.5% of the total Participant Investment Account (PIA) value at defined milestones, specifically at years 10, 15, 20, 25, 30, 35, and 40.

Inherent Accidental Death Benefit (ADB)

The plan includes built-in accidental death protection, ensuring that if a tragedy occurs, the benefit paid is equal to the original Sum Covered, providing a critical safety net for the family.

Liquidity through Partial Withdrawals

Participants maintain access to their wealth via a Partial Withdrawal facility, allowing for the redemption of funds during the plan term to meet unforeseen financial needs without canceling the entire policy.

Regulatory Compliance

The plan adheres to strict legal standards, including Anti-Money Laundering (AML) regulations, ensuring a secure and transparent investment environment for all members.


Frequently Asked Questions

It means you can enroll within specified limits without answering medical questions. Standard underwriting may apply for higher coverage.

Most products allow adjustments subject to minimums. Check your policy terms for details.

Your account value is based on contributions plus/minus fund performance and applicable charges, as per the policy.

Early exits may be subject to charges. Please refer to the schedule of charges for your plan.

How It Works

Make it happen in 4 easy steps! Best of luck.

Understand
Needs

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1
Select
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2
Personalize
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3
Secure Your Future

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4

Contact Us




Or call us at: UAN:111-DFT-786 (111-338-786)

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