Introduction

The Samar Plan is a premier Family Takaful offering specifically engineered to provide a robust financial safety net for families, with a particular emphasis on protecting the future of children and dependents. Designed for participants between the ages of 18 and 55, the plan offers a flexible term of 10 to 30 years (capped at age 75). It distinguishes itself through a sophisticated investment approach, allowing participants to customize their Participant’s Investment Account (PIA) by allocating contributions across Aggressive, Income, or Balanced funds based on their personal risk appetite. With a minimum annual contribution of PKR 15,000 (or PKR 10,000 for semi-annual payments), the plan ensures accessibility while maintaining high-value benefits. The Samar Plan’s standout feature is its comprehensive Death Benefit suite, which includes a Plan Continuation Benefit to cover future contributions, a Family Income Benefit for recurring financial support, and an Accidental Death Benefit. Upon maturity, participants receive the total Cash Value of their PIA plus any accumulated surplus from the Participants' Takaful Fund (PTF), making it an ideal vehicle for long-term wealth preservation and family security.