Deloitte Yousuf Adil, Chartered Accountants (“the Auditors”) are the statutory auditors of the Company. The Auditors are approved

in the category “A” by the SECP to conduct audits of takaful entities in pursuant to section 48 (1) of the Insurance Ordinance, 2000.

We have conducted the Shariah Compliance Review of Dawood Family Takaful Limited("The Company") as per the requirements of the Takaful Rules.

The Shariah Compliance Review principally involves review of the Company's Compliance with the Shariah guidelines during the year including examination of annual financial statements prepared by the management of the Company.