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    Shariah Supervisory Board

    Guided by Shariah, Committed to Ethical Excellence
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    DAWOOD FAMILY TAKAFUL

    Shariah Supervisory Board

    This is the most integral department of any Takaful Company as it is responsible for giving approval for the launch of any new product, scheme or structuring/participating in any transaction in terms of it being in the scope and parameters of Islamic Principles. The Shari'ah Advisors consist of eminent Islamic economic and financial scholars. The Shari'ah Advisors will advise the management company on matters relating to Shari'ah Compliance and recommend general investment guidelines, consistent with the Shari'ah. Any verdict issued by the Shari'ah Advisors in relation to any Shari'ah related matter would be final and acceptable by the Trustee, the management company and other parties related with the matter.

    Shariah Supervisory Board Comprises of :

    Professor Mufti
    Munib ur Rehman

    ( Chairman )

    Professor Rehman is a well-known and renowned person in the field of Islamic Fiqh and Shari'ah all over the world. He has vast experience in teaching of various subjects on Islam and giving Fatwa for forty years. He has also written books on Islamic Ideology and concepts. Currently he holds the following positions at national level.

    Professional Experience

    Current & Past Positions:
    - Principal, Darul-Uloom Naeemia, Karachi.
    - Ex. Chairman, Central Royat-e-Hilal Committee, Pakistan.
    - President, Tanzeem-ul-Madaris (Ahl-e-Sunnat) Pakistan.
    - Chairman, Shariah Supervisory Board, Dawood Family Takaful Limited.
    - Chairman, Shariah Board, MCB Islamic Bank Limited.
    - Ex. Chairman, Shariah Board, Burj Bank Limited.
    - Ex. Visiting Professor, Jinnah University for Women, Karachi.
    - Ex. Director of Islamic Studies.
    - Member, Federal Government Urdu University.
    - Member, Board of Intermediate Education, Karachi.

    Books Authored:
    - Tahfeem ul Masail (13 Volumes)
    - Qanoon e Shariat (for LLB course)
    - Usool e Fiqah Islam (for LLB course)
    - Tahfat un Nisa
    - Islamiat (for B.E, B.Com, B.Sc., B.A.)
    - Islamiat (for Intermediate)
    - Tafseer Surah Al-Nisa
    - Taqabul-e-Adyan
    - Regular weekly column for religious Q&A's in Daily Express, Karachi.

    Expertise & Contribution:
    - Islamic Fiqh & Shari'ah
    - Teaching & Issuing Fatwas
    - Islamic Education & Curriculum Development
    - Advisory & Leadership roles in Islamic financial institutions

    Mufti Syed Zahid
    Siraj

    ( Member )

    Mufti Syed Zahid Siraj is a learned Shariah Scholar. He has a vast teaching experience in the field of Arabic & Islamic subjects. He has been issuing Fatawa (Shariah Pronouncements) since Last 15 years. He has written a few books on different subjects. He is a famous debater & orator on socio-religious topics.

    Professional Experience

    Academic Qualifications:
    - LLB, University of Karachi, Karachi, Pakistan.
    - M.A. (Economics), University of Sindh, Jamshoro, Pakistan.
    - M.A. (Arabic & Islamic Culture) – Equivalence, University of Sindh, Jamshoro, Pakistan.
    - M.A. (Islamic Studies), University of Karachi, Karachi, Pakistan.
    - B.A., University of Karachi, Karachi, Pakistan.
    - H.S.C. (Pre-Medical), Board of Secondary Education, Karachi.
    - S.S.C. (Science Group), Board of Secondary Education, Karachi.
    - Shahadah Al-Takhassus fil-Fiqh wal-Qadha, Darul Uloom Ghousia, Karachi, Pakistan.
    - Sanad-ul-Faragh wal-Ijazah fil-Hadith, under Mufti Muhammad Zafarullah Shaikh-ul-Hadith.
    - Sanad-e-Imtiaz, Tanzeem-ul-Madaris, Lahore, Pakistan.
    - Shahadah Al-Aliyah, Tanzeem-ul-Madaris, Lahore, Pakistan.
    - Darajah Al-Ejazah Al-Aliyah, A.I.I.S. Islamic Centre, Karachi, Pakistan.
    - Shahadah Al-Alimiyah (Equivalence to M.A.), Tanzeem-ul-Madaris, Lahore, Pakistan.

    Professional Experience:
    - Shariah Advisor of U Microfinance Bank Limited – Islamic Microfinance Division.
    - Member: Shariah Supervisory Board, Dawood Family Takaful Limited.
    - Member Shariah Supervisory Board of Dawood Takaful Limited.
    - Shariah Advisor – IGI Insurance Limited (Window Takaful Operations)
    - Ex. SVP-Head of Internal Shariah Audit Department of Al-Baraka Bank Pakistan Limited.
    - Ex-Shariah Executive of Takaful Pakistan Limited.
    - Ex.Shariah Coordinator : Dawood Islamic Bank Limited.

    Academic Experience:
    - Visiting Professor, Sheikh Zayed Islamic Centre (University of Karachi) – Islamic Banking & Finance.
    - Visiting Professor, Jamia Darul Uloom Memon, Karachi.
    - Mufti & Principal, Al-Arqum Riaz-ul-Uloom, Karachi, Pakistan.
    - Former Lecturer, Darul Uloom Al-Kadiriah Al-Markaz-ul-Kadiri, Karachi, Pakistan.
    - Former Lecturer, Jamia Anwar-ul-Quran, Karachi, Pakistan.

    Extra-Curricular Activities:
    - Former Joint Secretary, Idara-e-Tahqiqat-e-Imam Ahmed Raza (International), Karachi.
    - Former Assistant Editor, Ma’ari-e-Raza (International), Karachi.
    - Khateeb, Jamia Masjid Al-Mustafa, Karachi, Pakistan.

    Mufti Syed Sabir
    Hussain

    ( Member )

    Mufti Syed Sabir Hussain is a Shari’ah scholar with 28 years of teaching and 20 years of Fatawa experience. He specializes in Arabic, Islamic Jurisprudence, Inheritance Law, and Islamic Economics. He has authored several books, delivered Dars-e-Qur’an and Hadith, and regularly appears on TV and radio for lectures.

    Professional Experience

    Academic Qualifications:
    - M.Phil in Islamic Banking & Finance
    - Master of Science in Information Technology, Hamdard University, Karachi
    - Masters in Islamic Studies, Karachi University
    - LLB, University of Karachi
    - B.Com, Karachi University, Karachi (1999)
    - D.Com (Diploma in Commerce with English Shorthand), First Division, Board of Technical Education, Lahore (1996)
    - C.Com (Certificate in Commerce with English Shorthand), First Division, Board of Technical Education, Lahore (1995)
    - Matriculation, Board of Secondary Education, Gujranwala (1994)
    - Shahadat-ul-Aalimia (M.A, Arabic & Islamic Literature), Tanzeem-ul-Madaris, Lahore
    - Dora-e-Hadith (Eight-year Aalim course), Darul-Uloom Amjadia, Karachi (1999)
    - Takhas-us-Fil-Fiqh (Specialization in Islamic Jurisprudence, 2 years), Darul-Uloom Amjadia, Karachi (2000)
    - Diploma in English Shorthand, Punjab Board of Technical Education

    Internship:
    - Al-Baraka Islamic Bank, Karachi, Pakistan
    - Bank Islam Malaysia, Kuala Lumpur, Malaysia

    Professional Experience:
    - RSBM / Head of Shariah Compliance Department, MCB Islamic Bank Limited
    - Member, Shariah Supervisory Board, Dawood Family Takaful Limited
    - Ex. Member, Shariah Advisory Board, SECP
    - Member, Committee on Accounting & Auditing Standards, ICP
    - Invitee Participant, Shariah Advisory Committee, State Bank of Pakistan
    - Member, Review Committee for Urdu translation of AAOIFI Shariah Standards
    - Ex. VP / Deputy Shariah Advisor & Head of Shariah Compliance & Review, Burj Bank Limited
    - Ex. Senior Shari’ah Coordinator, Burj Bank Limited
    - Shariah Advisor, BRR Guardian Modaraba & Dawood Group
    - Member, Zonal (Sindh) Moon Sighting Committee

    Academic Experience:
    - Ex. Khateeb, Jamia Masjid Farooqui, Gulshan-e-Iqbal, Karachi
    - Ex. Principal, Madrassa Taleem ul Quran Academy, Karachi
    - Ex. Lecturer, Jamia Anwar ul Quran, Gulshan-e-Iqbal, Karachi
    - Ex. Lecturer, International Islamic Mission University, Karachi
    - Ex. Lecturer & Mufti, Darul-Uloom Amjadia, Karachi
    - Ex. Visiting Lecturer (Islamic Banking & Finance), Sheikh Zayed Islamic Centre, University of Karachi
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